/* loan_refinance_calculator — tool-specific design (bank loan statement + settlement slip). Shared: nav, footer, sidebars, ad script only. */
body[data-tool="loan_refinance_calculator"] {
  --rf-page: #E8EBEF; --rf-paper: #FFFFFF; --rf-paper2: #F6F7F9; --rf-ink: #14213D; --rf-ink2: #3D4A63; --rf-mute: #6E7787;
  --rf-line: #D5DAE2; --rf-rule: #14213D; --rf-blue: #1F4FD1; --rf-blue-bg: #EAF0FF; --rf-good: #13724A; --rf-good-bg: #E5F4EC; --rf-bad: #B42318; --rf-bad-bg: #FBEAE8;
  --rf-slip: #FFFDF6; --rf-num: "Pretendard Variable", Pretendard, system-ui, sans-serif;
  background: var(--rf-page); color: var(--rf-ink); font-family: "Pretendard Variable", Pretendard, system-ui, -apple-system, "Apple SD Gothic Neo", sans-serif;
}
body[data-tool="loan_refinance_calculator"] .dt-nav { background: var(--rf-page); border-bottom: 1px solid #D3D8E0; }
body[data-tool="loan_refinance_calculator"] .dt-nav .navbar-brand { color: var(--rf-ink); }
.dt-bare { display: block; width: 100%; flex: 1; }
.rfp { max-width: 1120px; margin: 0 auto; padding: 32px 20px 64px; }
.rfp [hidden] { display: none !important; }
.rfp b, .rfp dd, .rfp td, .rfp input { font-variant-numeric: tabular-nums; }

/* hero */
.rf-hero h1 { font-size: 44px; line-height: 1.12; font-weight: 800; letter-spacing: -.035em; margin: 0; color: var(--rf-ink); }
.rf-hero p { margin: 10px 0 0; font-size: 17px; line-height: 1.6; color: var(--rf-ink2); max-width: 64ch; }

/* mode tabs (folder tabs on the document) */
.rf-mode { display: inline-flex; gap: 4px; margin: 26px 0 0; }
.rf-mode button { font: inherit; font-size: 15px; font-weight: 700; color: var(--rf-mute); background: #DCE1E8; border: 0; border-radius: 10px 10px 0 0; padding: 11px 18px 10px; cursor: pointer; }
.rf-mode button[aria-pressed="true"] { background: var(--rf-paper); color: var(--rf-ink); box-shadow: 0 -2px 0 var(--rf-blue) inset, 0 -1px 0 #fff; }
.rf-mode button:focus-visible { outline: 2px solid var(--rf-blue); outline-offset: 2px; }

/* layout */
.rf-grid { display: grid; grid-template-columns: minmax(0, 1fr) 340px; gap: 22px; align-items: start; }
.rf-chartbox { grid-column: 1 / -1; }

/* the statement document */
.rf-doc { background: var(--rf-paper); border-radius: 0 10px 10px 10px; padding: 22px 26px 24px; box-shadow: 0 1px 2px rgba(20,33,61,.06), 0 12px 32px rgba(20,33,61,.08); }
.rf-doc-head { display: flex; justify-content: space-between; align-items: baseline; border-bottom: 3px double var(--rf-rule); padding-bottom: 10px; }
.rf-doc-head h2 { margin: 0; font-size: 21px; font-weight: 800; letter-spacing: .02em; }
.rf-doc-head span { font-size: 12px; color: var(--rf-mute); }
.rf-sheet { display: grid; }
.rf-row { display: grid; grid-template-columns: 96px minmax(0, 1fr) minmax(0, 1fr); column-gap: 16px; align-items: start; padding: 11px 0; border-bottom: 1px solid var(--rf-line); }
.rf-colhead { padding: 12px 0 9px; border-bottom: 1.5px solid var(--rf-rule); font-size: 14px; font-weight: 800; }
.rf-colhead span:nth-child(3) { color: var(--rf-blue); }
.rf-lab { font-size: 14px; font-weight: 700; color: var(--rf-ink2); padding-top: 9px; }
.rf-cell { display: flex; flex-direction: column; gap: 4px; min-width: 0; }
.rf-cell.rf-ro { padding-top: 7px; }
.rf-cell.rf-ro b { font-size: 17px; font-weight: 700; }
.rf-cell b small { display: block; font-size: 12px; font-weight: 500; color: var(--rf-mute); margin-top: 2px; }
.rf-span { grid-column: 2 / span 2; }
.rf-chiprow { border-bottom: 1px solid var(--rf-line); padding-top: 0; }
.rf-hint { font-style: normal; font-size: 12px; color: var(--rf-mute); min-height: 1em; }
.rf-calc { background: var(--rf-paper2); margin: 0 -26px; padding-left: 26px; padding-right: 26px; }
.rf-strong .rf-cell b { font-size: 20px; font-weight: 800; }
.rf-strong .rf-cell:last-child b { color: var(--rf-blue); }

/* inputs */
.rf-in { font: inherit; font-size: 17px; font-weight: 600; color: var(--rf-ink); background: #fff; border: 1.5px solid #C4CBD6; border-radius: 8px; padding: 7px 10px; width: 100%; min-width: 0; -moz-appearance: textfield; }
.rf-in::-webkit-outer-spin-button, .rf-in::-webkit-inner-spin-button { -webkit-appearance: none; margin: 0; }
.rf-in:focus { outline: none; border-color: var(--rf-blue); box-shadow: 0 0 0 3px var(--rf-blue-bg); }
.rf-sel { padding-right: 6px; font-size: 16px; }
.rf-date { font-size: 15px; padding: 7px 8px; }
.rf-unit { display: flex; align-items: center; gap: 6px; border: 1.5px solid #C4CBD6; border-radius: 8px; background: #fff; padding: 0 10px; }
.rf-unit:focus-within { border-color: var(--rf-blue); box-shadow: 0 0 0 3px var(--rf-blue-bg); }
.rf-unit .rf-in { border: 0; box-shadow: none; padding: 7px 0; text-align: right; }
.rf-unit > span { font-size: 14px; color: var(--rf-mute); white-space: nowrap; }
.rf-term { display: grid; grid-template-columns: 1fr 1fr; gap: 6px; }
.rf-term label { display: flex; align-items: center; gap: 4px; border: 1.5px solid #C4CBD6; border-radius: 8px; background: #fff; padding: 0 8px; }
.rf-term label:focus-within { border-color: var(--rf-blue); box-shadow: 0 0 0 3px var(--rf-blue-bg); }
.rf-term .rf-in { border: 0; padding: 7px 0; text-align: right; box-shadow: none; }
.rf-term span { font-size: 13px; color: var(--rf-mute); white-space: nowrap; }
.rf-chips { display: flex; flex-wrap: wrap; gap: 6px; }
.rf-chips button { font: inherit; font-size: 12.5px; font-weight: 600; color: var(--rf-ink2); background: #fff; border: 1px solid #C4CBD6; border-radius: 999px; padding: 5px 10px; cursor: pointer; font-variant-numeric: tabular-nums; }
.rf-chips button[aria-pressed="true"] { background: var(--rf-ink); border-color: var(--rf-ink); color: #fff; }
.rf-chips button:focus-visible { outline: 2px solid var(--rf-blue); outline-offset: 1px; }
.rf-basis { margin: 6px 0 0; font-size: 12px; color: var(--rf-mute); }

/* settlement slip */
.rf-receipt { position: sticky; top: 16px; background: var(--rf-slip); border-radius: 4px; padding: 22px 22px 20px; box-shadow: 0 1px 2px rgba(20,33,61,.06), 0 12px 32px rgba(20,33,61,.1); margin-top: 47px;
  -webkit-mask: radial-gradient(6px at 50% 100%, transparent 98%, #000) 0 0 / 14px 100% repeat-x; mask: radial-gradient(6px at 50% 100%, transparent 98%, #000) 0 0 / 14px 100% repeat-x; padding-bottom: 28px; }
.rf-receipt.is-empty dd, .rf-receipt.is-empty .rc-total b { color: var(--rf-mute); }
.rc-head { display: flex; justify-content: space-between; align-items: center; border-bottom: 2px solid var(--rf-ink); padding-bottom: 10px; }
.rc-head h2 { margin: 0; font-size: 19px; font-weight: 800; }
.rc-stamp { width: 84px; height: 84px; border-radius: 50%; border: 2.5px solid var(--rf-good); color: var(--rf-good); display: flex; flex-direction: column; align-items: center; justify-content: center; transform: rotate(-9deg); margin: -6px -4px -10px 0; text-align: center; line-height: 1.1; box-shadow: inset 0 0 0 3px var(--rf-slip), inset 0 0 0 4.5px var(--rf-good); }
.rc-stamp b { font-size: 17px; font-weight: 800; letter-spacing: -.02em; }
.rc-stamp span { font-size: 11px; font-weight: 700; margin-top: 3px; }
.rc-stamp.is-loss { border-color: var(--rf-bad); color: var(--rf-bad); box-shadow: inset 0 0 0 3px var(--rf-slip), inset 0 0 0 4.5px var(--rf-bad); }
.rc-stamp.is-loss b { font-size: 14px; }
.rc-list { margin: 0; padding: 4px 0 0; }
.rc-list > div { display: flex; justify-content: space-between; gap: 10px; padding: 8px 0; border-bottom: 1px dashed #D9D4C4; }
.rc-list dt { font-size: 14px; color: var(--rf-ink2); }
.rc-list dt small { display: block; font-size: 11.5px; color: var(--rf-mute); margin-top: 1px; }
.rc-list dd { margin: 0; font-size: 15px; font-weight: 700; text-align: right; white-space: nowrap; }
.rc-list .rc-sep { border-top: 1px solid var(--rf-ink); margin-top: 4px; }
.rc-list .rc-sub dt { font-weight: 700; color: var(--rf-ink); }
.rc-list dd.good { color: var(--rf-good); } .rc-list dd.bad { color: var(--rf-bad); }
.rc-total { margin: 12px -8px 6px; padding: 14px 12px; border-radius: 8px; background: var(--rf-good-bg); display: grid; grid-template-columns: 1fr auto; align-items: baseline; }
.rc-total span { font-size: 15px; font-weight: 800; }
.rc-total b { font-size: 26px; font-weight: 800; letter-spacing: -.02em; color: var(--rf-good); text-align: right; }
.rc-total em { grid-column: 1 / -1; text-align: right; font-style: normal; font-size: 12px; color: var(--rf-mute); }
.rc-total.bad { background: var(--rf-bad-bg); } .rc-total.bad b { color: var(--rf-bad); }
.rc-foot > div:last-child { border-bottom: 0; }

/* chart */
.rf-chartbox { margin: 0; background: var(--rf-paper); border-radius: 10px; padding: 18px 20px 12px; box-shadow: 0 1px 2px rgba(20,33,61,.06), 0 12px 32px rgba(20,33,61,.08); }
.rf-chartbox figcaption { font-size: 16px; font-weight: 800; display: flex; flex-wrap: wrap; gap: 4px 12px; align-items: baseline; }
.rf-chartbox figcaption > span { font-size: 12.5px; font-weight: 500; color: var(--rf-mute); }
.rf-range { margin-left: auto; display: inline-flex; border: 1.5px solid #C4CBD6; border-radius: 8px; overflow: hidden; }
.rf-range button { font: inherit; font-size: 13px; font-weight: 700; color: var(--rf-ink2); background: #fff; border: 0; padding: 6px 11px; cursor: pointer; }
.rf-range button + button { border-left: 1.5px solid #C4CBD6; }
.rf-range button[aria-pressed="true"] { background: var(--rf-ink); color: #fff; }
.rf-range button:disabled { opacity: .45; cursor: default; }
.rf-chart { position: relative; margin-top: 8px; touch-action: pan-y; }
.rf-chart svg { display: block; width: 100%; height: auto; overflow: visible; }
.rf-chart .gr { stroke: #E6E9EE; stroke-width: 1; }
.rf-chart .ax { fill: var(--rf-mute); font-size: 11.5px; font-family: inherit; }
.rf-chart .zero { stroke: var(--rf-ink); stroke-width: 1.25; }
.rf-chart .ln { fill: none; stroke: var(--rf-blue); stroke-width: 2; stroke-linejoin: round; }
.rf-chart .ar-up { fill: var(--rf-good); opacity: .12; }
.rf-chart .ar-dn { fill: var(--rf-bad); opacity: .12; }
.rf-chart .be { fill: var(--rf-blue); stroke: #fff; stroke-width: 2; }
.rf-chart .be-t { fill: var(--rf-ink); font-size: 12.5px; font-weight: 700; font-family: inherit; }
.rf-chart .hx { stroke: var(--rf-mute); stroke-width: 1; stroke-dasharray: 3 3; }
.rf-chart .hd { fill: #fff; stroke: var(--rf-blue); stroke-width: 2; }
.rf-chart .hit { fill: transparent; cursor: crosshair; }
.rf-tip { position: absolute; pointer-events: none; background: var(--rf-ink); color: #fff; border-radius: 8px; padding: 7px 10px; font-size: 12.5px; line-height: 1.45; white-space: nowrap; box-shadow: 0 6px 16px rgba(20,33,61,.2); }
.rf-tip b, .rf-tip span { display: block; }
.rf-tip span { color: #C9D3E6; font-variant-numeric: tabular-nums; }

/* fee-only doc */
.fc-slip { margin-top: 47px; }
.fc-table th small { display: block; font-size: 11.5px; font-weight: 500; color: var(--rf-mute); }
.fc-form { display: grid; grid-template-columns: 1fr 1fr; gap: 14px 18px; padding: 16px 0 6px; }
.fc-f { display: flex; flex-direction: column; gap: 6px; min-width: 0; }
.fc-f > span:first-child { font-size: 14px; font-weight: 700; color: var(--rf-ink2); }
.fc-span { grid-column: 1 / -1; }
.fc-result { display: grid; grid-template-columns: minmax(0, 1.2fr) minmax(0, 1fr); gap: 18px; align-items: center; margin: 14px -26px 0; padding: 18px 26px; background: var(--rf-paper2); border-top: 1.5px solid var(--rf-rule); border-bottom: 1px solid var(--rf-line); }
.fc-big span { display: block; font-size: 14px; font-weight: 700; color: var(--rf-ink2); }
.fc-big b { display: block; font-size: 34px; font-weight: 800; letter-spacing: -.02em; color: var(--rf-blue); margin-top: 2px; }
.fc-big code { display: block; font-family: inherit; font-size: 13px; color: var(--rf-mute); margin-top: 4px; font-variant-numeric: tabular-nums; }
.fc-result .rc-list > div { border-bottom-color: var(--rf-line); }
.fc-table table, .rf-table table { width: 100%; border-collapse: collapse; font-size: 14.5px; }
.fc-table { margin-top: 4px; overflow-x: auto; }
.fc-table th, .fc-table td { padding: 9px 4px; border-bottom: 1px dashed #D9D4C4; text-align: right; white-space: nowrap; }
.fc-table th:first-child, .fc-table td:first-child { text-align: left; }
.fc-table thead th { font-size: 12.5px; color: var(--rf-mute); font-weight: 700; border-bottom: 1.5px solid var(--rf-rule); }
.fc-table tbody th { font-weight: 600; text-align: left; }
.fc-table tr.free td, .fc-table tr.free th { color: var(--rf-good); font-weight: 700; }

.rf-std { margin: 14px 0 0; font-size: 12.5px; color: var(--rf-mute); }

/* article */
.rf-article { max-width: 780px; margin: 56px auto 0; font-size: 16.5px; line-height: 1.8; color: #1F2A3F; }
.rf-article h2 { font-size: 26px; line-height: 1.35; font-weight: 800; letter-spacing: -.02em; margin: 52px 0 12px; color: var(--rf-ink); }
.rf-article h3 { font-size: 19px; font-weight: 800; margin: 30px 0 8px; color: var(--rf-ink); }
.rf-article p { margin: 0 0 14px; }
.rf-article ol, .rf-article ul { padding-left: 22px; margin: 0 0 16px; }
.rf-article li { margin: 6px 0; }
.rf-article a { color: var(--rf-blue); }
.rf-formula { background: var(--rf-paper); border-left: 4px solid var(--rf-blue); padding: 12px 16px; font-weight: 700; border-radius: 0 8px 8px 0; font-variant-numeric: tabular-nums; }
.rf-table { overflow-x: auto; margin: 0 0 18px; background: var(--rf-paper); border-radius: 8px; box-shadow: 0 1px 2px rgba(20,33,61,.06); }
.rf-table th, .rf-table td { padding: 10px 12px; border-bottom: 1px solid var(--rf-line); text-align: right; }
.rf-table th:first-child, .rf-table td:first-child { text-align: left; }
.rf-table thead th { font-size: 13px; color: var(--rf-mute); font-weight: 700; background: var(--rf-paper2); }
.rf-table tbody tr:last-child td { border-bottom: 0; }
.rf-src { font-size: 14px; }
.rf-article .dt-ad { margin: 34px 0; }

/* faq + more */
.rf-faq { max-width: 780px; margin: 56px auto 0; }
.rf-faq h2, .rf-more h2 { font-size: 24px; font-weight: 800; margin: 0 0 12px; }
.rf-q { background: var(--rf-paper); border-radius: 8px; margin-bottom: 8px; box-shadow: 0 1px 2px rgba(20,33,61,.05); }
.rf-q summary { cursor: pointer; padding: 14px 16px; font-weight: 700; font-size: 16px; list-style: none; }
.rf-q summary::-webkit-details-marker { display: none; }
.rf-q summary::after { content: "+"; float: right; color: var(--rf-mute); font-weight: 500; }
.rf-q[open] summary::after { content: "−"; }
.rf-q p { margin: 0; padding: 0 16px 16px; color: var(--rf-ink2); line-height: 1.7; }
.rf-more { max-width: 1120px; margin: 56px auto 0; }
.rf-more > div { display: grid; grid-template-columns: repeat(auto-fill, minmax(230px, 1fr)); gap: 10px; }
.rf-more a { display: block; background: var(--rf-paper); border-radius: 8px; padding: 14px 16px; text-decoration: none; color: var(--rf-ink); box-shadow: 0 1px 2px rgba(20,33,61,.05); border: 1px solid transparent; }
.rf-more a:hover { border-color: var(--rf-blue); }
.rf-more a b { display: block; font-size: 15.5px; }
.rf-more a span { display: block; font-size: 13px; color: var(--rf-mute); margin-top: 2px; }

/* responsive */
@media (max-width: 960px) {
  .rf-grid { grid-template-columns: minmax(0, 1fr); }
  .rf-receipt, .fc-slip { position: static; margin-top: 0; }
}
@media (max-width: 640px) {
  .rfp { padding: 22px 16px 48px; }
  .rf-hero h1 { font-size: 31px; }
  .rf-hero p { font-size: 15.5px; }
  .rf-mode button { font-size: 14px; padding: 10px 13px 9px; }
  .rf-doc { padding: 16px 14px 18px; }
  .rf-row { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); column-gap: 10px; }
  .rf-row > .rf-lab { grid-column: 1 / -1; padding: 0 0 6px; font-size: 13px; }
  .rf-colhead > span:first-child, .rf-chiprow > .rf-lab { display: none; }
  .rf-span { grid-column: 1 / -1; }
  .rf-calc { margin: 0 -14px; padding-left: 14px; padding-right: 14px; }
  .rf-in { font-size: 16px; }
  .rf-term { grid-template-columns: 1fr; }
  .rf-cell.rf-ro { padding-top: 0; }
  .rf-strong .rf-cell b { font-size: 17px; }
  .rf-receipt { padding: 18px 16px 26px; }
  .rc-total b { font-size: 23px; }
  .rf-chartbox { padding: 14px 12px 8px; }
  .fc-form { grid-template-columns: 1fr; }
  .fc-result { grid-template-columns: 1fr; margin: 14px -14px 0; padding: 16px 14px; }
  .fc-big b { font-size: 29px; }
  .rf-article { font-size: 16px; }
  .rf-article h2 { font-size: 22px; }
  .rf-table th, .rf-table td { padding: 9px 8px; font-size: 14px; }
}
.rf-feedoc { padding-bottom: 0; overflow: hidden; }
.rf-feedoc .fc-result { border-bottom: 0; }