245/75R16 is 0.08" taller than 215/85R16, a +0.26% change in diameter, inside the 3% range most shops treat as a safe swap.
Ground clearance changes by 0.04" (half the diameter change), and the tire needs 0.04" more room above it.
245/75R16 is 1.18" wider. On the same wheel offset about half of that, 0.59", moves toward the suspension and half toward the fender.
Both fit a 16" wheel; the sidewall is 0.04" taller on 245/75R16.
Details: 215/85R16 in inches · 245/75R16 in inches · change sizes in the calculator