275/35R20 is 0.28" shorter than 285/35R20, a −0.99% change in diameter, inside the 3% range most shops treat as a safe swap.
Ground clearance changes by 0.14" (half the diameter change), and the tire needs 0.14" less room above it.
285/35R20 is 0.39" wider. On the same wheel offset about half of that, 0.20", moves toward the suspension and half toward the fender.
Both fit a 20" wheel; the sidewall is 0.14" shorter on 275/35R20.
Details: 285/35R20 in inches · 275/35R20 in inches · change sizes in the calculator