Square fees by plan
| Payment | Free | Plus ($49/mo) | Premium ($149/mo) |
|---|---|---|---|
| Tap, dip or swipe | 2.6% + $0.15 | 2.5% + $0.15 | 2.4% + $0.15 |
| Online or invoice (card) | 3.3% + $0.30 | 2.9% + $0.30 | 2.9% + $0.30 |
| Online API | 2.9% + $0.30 | 2.9% + $0.30 | 2.9% + $0.30 |
| Keyed in or card on file | 3.5% + $0.15 | 3.5% + $0.15 | 3.5% + $0.15 |
| Invoice paid by ACH | 1%, min $1.00 | 1%, min $1.00, max $10.00 | 1%, min $1.00, max $10.00 |
| Afterpay | 6% + $0.30 | 6% + $0.30 | 6% + $0.30 |
How much does Square take from a sale?
A $100 card payment taken in person on the Free plan costs $2.75. The same payment online costs $3.60, and keyed in by hand $3.65.
| Sale | Square fees | You receive |
|---|---|---|
| $10.00 | $0.41 | $9.59 |
| $25.00 | $0.80 | $24.20 |
| $50.00 | $1.45 | $48.55 |
| $100.00 | $2.75 | $97.25 |
| $250.00 | $6.65 | $243.35 |
| $500.00 | $13.15 | $486.85 |
| $1,000.00 | $26.15 | $973.85 |
Square fees vs Stripe
Online, Square Free charges 3.3% + $0.30 and Stripe 2.9% + $0.30. In person, Square Free is 2.6% + $0.15 and Stripe Terminal 2.7% + $0.05, so Stripe is cheaper on small tickets and Square on large ones.
Rates checked October 2026. Sources: Square Pricing (US). Platforms change fees; confirm in your account before pricing.