Stripe fees per transaction
| Payment | US rate |
|---|---|
| Online card | 2.9% + $0.30 |
| In-person card (Terminal) | 2.7% + $0.05 |
| ACH Direct Debit | 0.8%, capped at $5.00 |
| Klarna | 5.99% + $0.30 |
| Manually entered card | +0.5% |
| International card | +1.5% |
| Currency conversion | +1% |
| Instant payout | 1.5%, minimum $0.50 |
| Dispute | $15 per dispute received |
How much does Stripe take from $100?
A $100 domestic online card payment costs $3.20 and you receive $96.80. With an international card the fee is $4.70.
| Sale | Stripe fees | You receive |
|---|---|---|
| $10.00 | $0.59 | $9.41 |
| $25.00 | $1.03 | $23.97 |
| $50.00 | $1.75 | $48.25 |
| $100.00 | $3.20 | $96.80 |
| $250.00 | $7.55 | $242.45 |
| $500.00 | $14.80 | $485.20 |
| $1,000.00 | $29.30 | $970.70 |
Stripe fees for ACH
ACH Direct Debit costs 0.8% with a $5 cap, so any payment above $625 pays the flat $5. That makes ACH far cheaper than cards for invoices: a $2,000 invoice costs $5 by ACH and $58.30 by card.
Stripe vs PayPal vs Square
Compare the same sale across processors in the payment fee comparison. Online card rates: Stripe 2.9% + $0.30, Square 3.3% + $0.30 on the Free plan, PayPal card payments 2.99% + $0.49.
Rates checked October 2026. Sources: Stripe Pricing (US). Platforms change fees; confirm in your account before pricing.